Automobile Insurance Pennsylvania law mandates minimum liability coverage requirements for motor vehicle owners and lessees: bodily injury of $25,000 per person, general liability of $50,000 per occurrence, and property damage liability of $25,000 per occurrence. Beyond those starting points, how much coverage should you carry? Always working on your behalf to protect you and your loved ones against losses, I present the facts and insights you need to make an informed decision. Let me provide an auto insurance quote to you without any obligation. Also, feel free to contact me for answers to any of your specific questions.   Homeowners Insurance When do most people realize that they should have bought a different homeowners insurance policy? Unfortunately, the answer often comes after a destructive storm or other calamity, which is when they learn that particular losses are not covered or they find that their insurance carrier is not responsive. Always working on your behalf to protect you and your loved ones against losses, I present the facts and insights you need to make an informed decision. Let me provide a homeowner's insurance quote to you without any obligation. Also, feel free to contact me for answers to any of your specific questions.   Other Insurance Many people take more time deciding what they want in their coffee than determining which insurance policy offers the best protection for assets that are worth thousands of dollars and more. A well-known name in the industry should not be the basis for your decision, nor should the lowest price. Also, you might have the ideal automobile policy, but the same insurance company will not necessarily be a sound choice for covering your art collection. Always working on your behalf to protect you and your loved ones against losses, I present the facts and insights you need to make an informed decision regarding the many specialized policy options available to you: Valuable Articles Insurance protects you from losing the value of important possessions—such as antiques, art, furs, jewelry, rare wines, plus other irreplaceable or collectable items—in the event that they are lost, stolen or otherwise harmed. Personal Umbrella Insurance protects you from financial loss in the event that you are held liable for damages—like costly medical bills—that exceed the limits on your automobile, homeowner’s, boat or other insurance policies. Boat & Yacht Insurance allows you to enjoy the water with peace of mind by protecting you, your passengers and your property. Co-Op & Condo Insurance covers personal property loss and protects against personal liability based upon what the basic policy delivers plus any optional protection you choose. Second Home Insurance, which covers personal property loss and protects against liability, will vary relative to whether or not it’s a rental property, where it’s located, and how often it’s occupied. Renters Insurance covers the value of items you own—like clothing, electronics and furniture—plus protects you from personal liability.

I have helped thousands of people in the Greater Pittsburgh Area over the past 20 years by providing them with the information that they needed to make the best insurance decision for them. Being independent, I do not have any one product that I need to push or any quotas that I need to meet. I am totally free to do what is in my clients' best interests. I am not interested in pushing product. I have built my business over the years by building long term relationships, not by pushing product. So if you are serious about your insurance needs and want help, please contact me. Sincerely, Carmen Taddeo Your Independent Insurance Specialist 724-378-3321

You will be glad you did!

Your Independent Insurance Specialist       851 Monaca Road   Monaca PA   15061       724-378-3321